Green Energy Finance

Power Your Future with Solar – Clean, Smart, and Affordable

A term financing solution for customers looking to install solar energy systems ranging from 4 kW to 1000 kW, with net metering compatibility.

Key Features & Benefits

Eligibility & Requirements

  • Clean e-CIB (credit report)

  • Business operational history of minimum 3 years (not applicable for agri clients)

  • 12 months utility bills (waived for agri customers)

  • No-objection certificate if the property is jointly owned

  • Load assessment by DISCO and vendor survey report

  • Installment must not exceed 20–30% above the 3-month peak bill average (excludes agri)

Approved Vendors

  • Only suppliers registered with the Alternative Energy Development Board (AEDB) are eligible. Payments will be made directly to pre-approved vendors.

Financial Structure

  • Markup: Variable (linked to KIBOR + approved spread)

  • Payment frequency:

    • Principal: Monthly / Quarterly / Bi-Annually

    • Mark-up: Monthly / Quarterly

  • Down Payment:

    • 20% for owned premises & agri facilities

    • 25% for rental or leased facilities

Financial Structure

    • Hypothecation of equipment

    • Personal guarantees & security cheques

    • Insurance coverage

    • Property mortgage or cash equivalents (based on case)

Loan Limits

  • Up to PKR 400 million per borrower

  • Collateral required for:

    • Residential (rental): above PKR 2.5 million

    • Residential (owned): above PKR 4.0 million

    • SME/Commercial: above PKR 10 million

    • Agri: Collateral equal to full loan amount

Processing & Insurance

  • Processing charges as per official Schedule of Charges (SOC)

  • Insurance charged upfront for the first year; remaining years included in instalments